Affordable property insurance that fits every budget.
Accidents happen, but they don’t have to hurt your business — or your wallet.
At Estate123, we understand the effort, time, and cost it takes to grow your business. That’s why we’re here to offer you the cheapest, most affordable property insurance in Malaysia — so you can focus on what matters most: building your success.
We proudly recommend MPI Generali Multi Biz Protector Enhanced, a value-packed insurance solution tailored for Small and Medium-Sized Enterprises (SMEs). This comprehensive plan shields your business from unexpected risks, giving you peace of mind without breaking the bank.
What is Multi Biz Protector Enhanced?
The Multi Biz Protector Enhanced is a customisable and comprehensive insurance plan that covers all your key business risks.
Why choose Multi Biz Protector Enhanced?
- Unbeatable Affordability: Enjoy property insurance at the lowest rates in Malaysia.
- Comprehensive Coverage: Protect your assets, premises, and operations from unforeseen accidents.
- Tailored for SMEs: Designed to fit the needs and budgets of small and medium-sized businesses.
- Hassle-Free Process: Easy-to-understand plans with no hidden costs.
Who is it for?
- 1102 – General merchandise shops unless excluded
- 1106 – Mini market, supermarket, grocery stores (excluding 24-hour stores)
- 1112 – Laundries, launderettes and dry cleaners
- 1116 – Hair dressing salon, beauty salon, manicures and pedicures
- 1202 – Budget hotels, homestay, boarding house and rest house
- 1204 – Office, small office home office (SOHO)
- 1208 – Private tuition, learning centre, dancing school, kindergarten, kindercare, daycare centre
- 1212 – Nursing homes, orphanages, welfare homes
- 1214 – Doctors’ and dentists’ clinics and consulting rooms
- 1216 – Religious institutions
- 2902 – Coffee shop, restaurant, cafés, cafeteria, bistros, canteen
- 1512 – Bakery and confectionery shops excluding large scale manufacturers
What are its unique features?
- Full Theft cover for losses within the premises up to RM50,000 or total sum insured, whichever is lower under Section II – All Risks Covered
- Cover for Portable Equipment up to RM1,000 outside your premises under Section II – All Risks Cover
- Personal accident cover of RM10,000 per person for two (2) of your employees while carrying money to or from bank
- Complimentary cover up to RM1,000 each on:
- Innkeeper’s liability (applicable to budget hotels, homestay, boarding house and rest house operator)
- Signboard / neon sign damage due to fire and windstorm
- Flexible – You have the choice to opt for the coverage which best suits your business requirements
We Got You Covered. Don’t Get Caught Off Guard
If you need more information about the package that is offered, feel free to contact us or you can download the latest product brochure below.
Multi Biz Protector Enhanced is available via Agency Channel and is underwritten by