Accidents happen. Don’t let it happen to your business.

We understand that starting a business is a big deal. Plenty of time, effort, and cost goes into ensuring that your business will grow. But accidents happen, and that’s when business insurance steps in to save the day.

Estate123 recommends MPI Generali’s Multi Biz Protector Enhanced, one of the best value Small and Medium-Sized Enterprise (SME) insurance that protects your business against all possible risks.


What is Multi Biz Protector Enhanced?

The Multi Biz Protector Enhanced is a customisable and comprehensive insurance plan that covers all your key business risks.

Who is it for?

  • 1102 – General merchandise shops unless excluded
  • 1106 – Mini market, supermarket, grocery stores (excluding 24-hour stores)
  • 1112 – Laundries, launderettes and dry cleaners
  • 1116 – Hair dressing salon, beauty salon, manicures and pedicures
  • 1202 – Budget hotels, homestay, boarding house and rest house
  • 1204 – Office, small office home office (SOHO)
  • 1208 – Private tuition, learning centre, dancing school, kindergarten, kindercare, daycare centre
  • 1212 – Nursing homes, orphanages, welfare homes
  • 1214 – Doctors’ and dentists’ clinics and consulting rooms
  • 1216 – Religious institutions
  • 2902 – Coffee shop, restaurant, cafés, cafeteria, bistros, canteen
  • 1512 – Bakery and confectionery shops excluding large scale manufacturers

Why Multi Biz Protector Enhanced?

  • Comprehensive – Most of the risk exposures are covered in this ‘one-stop’ package. There is no need to worry about what you may have missed out.
  • Convenient – Main classes of insurance are packaged into one product. One product, one expiry date, one insurer, making it easy to manage.
  • Competitive – Especially for our customers, this package is priced very competitively at prices not available if purchased separately.
  • Wider Coverage – Choice to extend new/ additional insurance coverage for Machinery Breakdown, Goods in Transit and Products Liability.

What are its unique features?

  • Full Theft cover for losses within the premises up to RM50,000 or total sum insured, whichever is lower under Section II – All Risks Covered
  • Cover for Portable Equipment up to RM1,000 outside your premises under Section II – All Risks Cover
  • Personal accident cover of RM10,000 per person for two (2) of your employees while carrying money to or from bank
  • Complimentary cover up to RM1,000 each on:
    • Innkeeper’s liability (applicable to budget hotels, homestay, boarding house and rest house operator)
    • Signboard / neon sign damage due to fire and windstorm
  • Flexible – You have the choice to opt for the coverage which best suits your business requirements

We Got You Covered. Don’t Get Caught Off Guard

If you need more information about the package that is offered, feel free to contact us or you can download the latest product brochure below.

Multi Biz Protector Enhanced is available via Agency Channel and is underwritten by

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